BANK HOME BANK ACCOUNTS Advantage Account Business Advantage Account Tax-Free Savings Accounts $US Advantage Account $US Business Advantage Account Manulife One Account Investment Savings Account ABM Locator Deposit Insurance INVESTMENTS LOANS MORTGAGES CREDIT CARD TODAY'S RATES SERVICES AND FEES PROFESSIONAL ADVICE CUSTOMER CENTRE ONLINE SECURITY CAREERS	Manulife Bank Business Advantage Account How hard is your short-term cash working? Business Advantage Account is a high-interest investment account, designed to complement a traditional operating account by helping business owners maximize the growth on the cash they don’t need to run their business each day. Business owners can transfer or deposit excess cash into the Business Advantage Account, earn a high rate of interest1 on every dollar in the account and then easily access the cash again when they need it. This allows the excess cash to earn a high rate of interest without being locked in. Deposit options Withdrawal options Open an account Contacts Deposit options With a Business Advantage Account, you can make deposits in a number of ways: Transfer funds using Internet banking or over the phone from an account at another financial institution. Send us a cheque, payable to the account holder. Remember to record the Manulife Bank account number on the back of the cheque. Funds must be in Canadian dollars. Make a deposit at any Royal Bank branch. To top Withdrawal options With a Business Advantage Account, you can access your money in a number of ways: Transfer funds using Internet banking or over the phone to an account at another financial institution. Chequing. Note that cheques are not returned. Internet banking bill payment. Pre-authorized chequing. To top Open an account today To open a Business Advantage Account: Contact your financial advisor. To be referred to an independent advisor, please call 1-888-MANULIFE (1-888-626-8543). To top Contact Manulife Bank Contact us to learn more about banking with Manulife Bank, including our fees and service charges. Telephone: 1-877-765-2265 Fax: 1-877-565-2265 Email: manulife_bank@manulife.com Mail: Manulife Bank of Canada 500 King Street North Suite 500-MA P.O. Box 1602 STN Waterloo Waterloo, ON N2J 4C6 1 The current variable annual interest is applied to all funds in the account. Interest is calculated on the total daily closing balance and paid monthly. Rate is subject to change. Manulife Bank's posted deposit rates are good for new initial deposit amounts of up to $2 million. For amounts greater than $2 million or for more information, please contact Manulife Bank at 1-877-765-2265 or (fax) 1-877-565-2265. Manulife Bank of Canada, member of Canada Deposit Insurance Corporation (CDIC). To top